Attention homeowners in Bladenboro and Bladen County: Need an appraisal?

Here are the top 7 reasons why NC homeowners call on Cox Realty & Appraisal, Inc:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a NC property tax assessment
To reduce a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a NC divorce, where real estate needs to be divided
Settle an estate in NC by determining the true market value of property in question

Do you own a home in or near Bladenboro? Do you need help determining the value of your real estate?
Contact Cox Realty & Appraisal, Inc.

At Cox Realty & Appraisal, Inc, we understand the unique needs of a customer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. As our valued client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Appraisals to cancel PMI

A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are veterans in helping people just like you delete undesirable PMI insurance.

Challenge property tax assessments

Lets say you live in a local area that is going down -- your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Cox Realty & Appraisal, Inc is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Cox Realty & Appraisal, Inc can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for efficiency, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house.